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Business Interruption
This policy can be taken complementary to a basic property policy like Fire and Allied Perils, Property All Risk or Machinery Breakdown. The Business Interruption policy covers the Loss of Gross Profit sustained by an organization due to reduction in turnover following a loss or damage because of the operation of an insured event /peril.

Careful consideration needs to be given while selecting the sum insured (also known as estimated gross profit) to ensure that all necessary components have been included. The period of interruption for which the policy would pay also needs to be decided on carefully.

Based on the nature of ones' business this cover can be tailored and extended to cover customers' premises, supplier's premises etc.

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IRDA Insurance Broking License Code : DB 438/09.