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Protection and Indemnity
Owning or operating ships can involve liabilities arising from the general public or crew. The cost involved in establishing liability can be devastating, particularly since the ships are expected to sail in international waters and are subjected to international jurisdiction.

Generally the vessel owners or the charterers are exposed to legal liability arising out of loss of, or damage to, cargo, bodily injury or death of crew due to an accident, illness or related medical expenses, collision with other vessels, collision with fixed and floating objects, pollution, removal of wreckage, life salvage, fines, stowaways, etc.

Most of these risks can be covered through entry into P & I clubs or by taking up suitably worded fixed premium policies.

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IRDA Insurance Broking License Code : DB 438/09.